Allison Melton is a Senior Associate at JFB Legal. Allison brings almost 15 years’ litigation experience, advocating for her clients in both federal and state courts and in arbitration. During her career, Allison has represented a broad range of clients, and has successfully defended creditors and financial institutions against consumer litigation in a variety of forums across the country.
Education
George Mason University Antonin Scalia Law School, J.D., 2007
- Contributor, Civil Rights Law Journal
George Mason University, B.A., Government & International Politics, Minor in English, 2003, magna cum laude
- Dean’s List
- Oxford University, UK, Fall 2000 – Study Abroad Independent Research Program.
Clerkships
The Honorable Mary Grace O’Brien, Circuit Court for Prince William County, Virginia, 2008
Representative Matters
Civil Litigation
- Court rejected mortgagor’s challenge to a lender’s standing to foreclose without producing the original promissory note, one of the first appellate courts in the U.S. to do so.
- Persuaded federal court to hold that sending a notice of a nonjudicial foreclosure sale to a mortgagor does not make foreclosing trustee a debt collector under the Fair Debt Collection Practices Act (FDCPA), distinguishing the relevant precedent at the time.
- Represented a leading food and beverage manufacturer in products liability and business litigation.
- Successfully defended financial institutions in class actions and individual lawsuits brought by consumers under various consumer protection statues, including the Fair Credit Reporting Act (FCRA), Fair Debt Collection Practices Act (FDCPA), the Real Estate Settlement Procedures Act (RESPA) and state unfair practices acts.
Internal and Regulatory Investigations
- Assisted clients with resolving complaints from the Consumer Financial Protection Bureau (CFPB) and state attorneys general.
Prior to JFB Legal
Troutman Pepper Hamilton Sanders LLP, Virginia Beach, VA (2016-2022)
- Litigation Attorney
BWW Law Group, LLC, Rockville, MD (2008-2016)
- Managing Attorney
Bar & Court Admissions
Bar Admissions
- Virginia
- District of Columbia
- S. Court of Appeals, Fourth Circuit
- S. District Court, Eastern District of Virginia
- S. District Court, Western District of Virginia
- S. District Court, District of Columbia
- Supreme Court of Virginia
- Court of Appeals, District of Columbia
Trade & Professional Memberships
- American Bar Association
- Virginia Bar Association
- Federal Bar Association